Auckland, New Zealand’s largest city, is a vibrant hub for education, offering world-class universities and a multicultural environment. Moving to Auckland promises an enriching academic experience for international students, but it also comes with the challenge of managing living expenses in a foreign city. 

Understanding the cost of living is crucial for budgeting effectively and ensuring a comfortable stay. This article provides a comprehensive overview of the expected expenditure for international students in Auckland, covering Accommodation, Food, Transportation, and other Essentials.

Let us jump into the details!

How Much Does It Cost to Live in Auckland as an International Student?

This section will provide a detailed breakdown of the expected costs for international students living in Auckland. By understanding the costs, students can better prepare for their educational journey, like applying for a Scholarship or an education loan to study in NZ and their time living in New Zealand stress-free!


Accommodation is often the largest expense for international students. The cost varies significantly depending on the type of housing chosen. There are multiple options to live in, including University Halls of Residence, Private Flats, and Homestays; depending on which housing option you choose, you can expect to spend an average of NZD 200 and NZD 350 per week.


As mentioned below, food expenses can vary based on lifestyle and dietary preferences.

  • Groceries: On average, students might spend between NZD 100 and NZD 150 per week on groceries. Supermarkets like Countdown, New World, and Pak’nSave are popular options.

  • Eating Out: Dining at mid-range restaurants costs between NZD 10 and NZD 100 per meal. Budget-conscious students can find cheaper options at food courts and fast-food restaurants.


Auckland’s public transportation system includes buses, trains, and cabs, which are essential for getting around the city and a necessary expense in the cost of studying in New Zealand.

  • AT HOP Card: This prepaid travel card offers discounted fares on public transport. Monthly travel expenses using an AT HOP can vary between NZD 123 and NZD 240 with the exact cost depending on the distance travelled and frequency of use.

  • Cycling and Walking: Many students opt for walking or cycling to save on transport costs, especially if they live near their University.


In addition to accommodation and Food, there is a monthly expense for essential utilities that may vary according to lifestyle preferences. 

  • Utilities: Monthly utility bills (electricity, heating, cooling, water, and garbage) can cost NZD 239, with the exact cost depending on usage and the accommodation type.

  • Internet: High-speed internet costs around NZD 50 to NZD 60 per month. Many shared accommodations include internet in the rent.

Entertainment and Miscellaneous

Balancing study with leisure is essential for a well-rounded student experience. Entertainment costs can vary widely based on personal preferences

  • Movie and Dining Out: A movie ticket costs about NZD 10.50 and NZD 14. Dining out at a mid-range restaurant can cost around NZD 15 and NZD 40 per person.

  • Fitness and Sports: Gym membership can cost you around NZD 257 per year. Universities often provide free or discounted access to sports facilities.

This estimate provides a general guideline, and actual costs vary based on lifestyle, accommodation choice, and personal spending habits.

In conclusion, Auckland is an attractive destination for international students, offering a high-quality education and a rich cultural experience. While the cost of living can be high, careful planning and budgeting can help manage expenses effectively. By understanding and anticipating the costs involved, international students can ensure a comfortable and enjoyable stay in one of New Zealand’s most dynamic cities.

To manage the cost of living seamlessly, one of the best funding options you can explore is Overseas Education Loans, which may cover your entire cost of education, including your Tuition Fee, Accommodation, Food, Transport, Utilities, and more.  New Zealand is among the best countries to study abroad for Indian students, so you are lucky if you live in India, as there are numerous consultants in tier 1 and tier 2 cities of India.

For the latest guidelines on study abroad loans for New Zealand education, connect with the best Global Education Consultant in your area and get started on your journey!

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