You never know when a big health emergency is going to happen, which will drain your savings and make it hard to pay some of your other bills, like your rent, if you do not have health insurance in place. Some people choose a policy through their employer, but there are also times when you may not be able to get insurance through your work and you may need to shop around and find a different option that will help you out. If you need to find your own insurance it is a good idea to shop around and see what options are available for you. 

It is never a good idea for you to just pick the first policy that pops up. Just like with anything else that you plan to spend a lot of money on, you need to shop around, compare the options, and make sure that you are getting the best deal out there. It can be a bit of a hassle and requires some work from you, but you will find that it could provide you more personalized coverage while saving you money as well. 

If you are worried about how much time it will take to find a good policy that matches your needs, then it is a good idea to work with an independent insurance agent. They are able to take a look at your unique situation, learn a bit more about you, and then shop around to find the best coverage and the best deals. You can then take a look at some of their recommendations and pick the one that you like the most. This is more efficient for a lot of people. 

Even if you are not able to find a good insurance agent to help, you can do some of the shopping on your own. Get some quotes and compare the amount of coverage that you will get from each company. You do not want to go with the least expensive without first looking through the specifics and finding out how much coverage you will get from them when things go wrong.