Whenever we think about credit cards, HDFC bank holds the highest rank on the popularity scale. People prefer to take HDFC bank credit cards due to their quick approval, worldwide coverage, and top-notch customer services.  From Cashback to fuel back to earning rewards, banks give a surety to upgrade your lifestyle.
Features of HDFC credit cards:
•    Cashback on daily spends on Amazon, Flipkart, flight and hotel bookings on shopping via PayZapp & SmartBuy.
•    Cashback on offline spends
•    Paperless application process
•    Discount at 3,000+ premium restaurants & global dining privileges
•    Offer both premium and life-time credit cards. Anyone new to credit cards should go for HDFC credit cards.
•    Joining benefits in the form of a welcome bonus
•    Fuel surcharge waiver
•    Free domestic airport lounge accesses each year
•    Easy EMI offers across 1,000+ merchants
•    HDFC Bank allows you to go for a free credit card apply online to make it more convenient for credit card applicants.
Eligibility criteria of HDFC credit card:
The eligibility criteria to apply for HDFC credit card is different for each of the cards.  A person must be at least 21 years old to become eligible to avail of the benefits of a credit card.  In the case of a  salaried individual, the maximum age limit is 60 years. For self-employed individuals, the age limit is 65 years.
What are the main documents required to apply for HDFC Credit card?
In case of salaried applicants
•    Identity proof: Aadhaar Card,  PAN Card, Passport, Voter ID card or Driving license
•    Address proof:  Aadhaar Card/Passport/Rental agreement/Electricity or telephone bill
•    Either required a  6 months bank passbook or last 3 months salary slips
•    Latest Form 16
In case of a self-employed
•    PAN Card: For Company /Firm/ individual
•    Identity proof: Passport/ Aadhaar Card / Voter ID card / Driving license / Pan card
•    Address proof: Aadhaar card/Passport/Driving license/ Voter ID card
•    Latest 6 months bank statements
•    Latest ITR along with computation of income, recent balance sheet along with Profit & Loss statements
•    Proof of continuation
Best HDFC Bank Credit cards of 2024
•    HDFC MoneyBack Credit card
•    HDFC Bank Diners ClubMIles Card
•    HDFC Bank Freedom Credit Card
•    HDFC Bank Millenia Credit Card
•    Indian Oil HDFC Bank Credit Card
•    HDFC Bank Easy EMI Credit Card
Process to apply for Credit Card online and check the status of the same
Online apart from HDFC bank’s website, there are many FinTech Organizations and NBFCs are available, where you can apply for HDFC Credit card. All you need to do fill an online credit card application, check your eligibility for the credit card of HDFC that you wish to apply. After meeting the eligibility criteria, upload the scanned documents. Post verifications of documents, credit card approval will take place.
Once you applied for the card, you can also check the HDFC credit card status on the platform that you have used to apply for the credit card or either visiting Bank’s website or their mobile app.
Main documents required to check the status
•    Credit card application reference number
•    Application Form Number and Mobile Number
•    Date of Birth and Mobile Number
Note: You can check your HDFC credit card status after 2-3 business days after you receive an SMS or email acknowledging as a receipt of your credit card application.
Comments (0)
No login
Login or register to post your comment