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    A Miller Trust is a type of irrevocable trust that allows individuals to bypass income limits set by Medicaid. When an individual’s income exceeds the state’s Medicaid income cap, a Miller Trust enables them to place their excess income into the trust. This action effectively reduces their countable income, allowing them to meet the eligibility criteria for Medicaid long-term care benefits. You can also find the best Miller Trust in Arizona via https://elderlawofaz.com/elder-law-altcs/.

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    Create the Trust: The individual, often referred to as the grantor, establishes the trust and designates a trustee. This trustee can be a trusted family member or a professional fiduciary.

    Deposit Excess Income: Once the trust is established, any income that exceeds the Medicaid limit must be deposited into the trust. This income can include wages, pensions, Social Security benefits, and other sources.

    Distributions for Qualified Expenses: The funds held in the Miller Trust can only be used for specific expenses, such as medical bills, personal care, and other health-related costs. These distributions are made directly to providers or caregivers.

    Medicaid Application: After setting up the Miller Trust and depositing the excess income, the individual can apply for Medicaid benefits. Since the excess income is now held in the trust, it does not count against the Medicaid income limit.

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